Many people would like to see a dentist but are deterred by the costs. Dental insurance when available is also prohibitively expensive and has several limitations. In the last few years, one of the best ways to get low cost dental care is by obtaining a discount dental plan. Such plans are very affordable and can include the family. Unlike an insurance plan, there are no premiums, copays or deductible.
Why does one need a dental plan?
Well there are two primary reasons …
1. Save your hard earned money.
There is no question that a visit to the dentist can be expensive. In addition, a dental emergency can occur at anytime and this means seeing a dentist immediately. Many people delay seeing a dentist which often results in more damage which then requires more expensive dental work.
2. The second reason to have a dental plan is to live worry free.
The majority of dental plans encourage preventive dental care. This means you get thorough dental exam twice in a year, plus you get your teeth cleaned and a dental x-ray is done to ensure that you have no underlying gum disease. Without a dental plan, the cost of these services can be exorbitant. The fact that you have a dental plan improves your overall well being and improves the quality of your life.Like medical insurance plans, there are two key dental plans which include the following:
Dental HMOs are identical to the traditional HMO. With this plan you can see the dentist but are limited in the selection. However, the big advantage of a dental HMO plan is that you have limited out of pocket expenses. Plus the monthly premiums are affordable. The other advantage of an HMO is that you will be able to find the dentist within a few miles of your work or home.
Dental PPOs allows you to see a dentist in a large network for a set fee. Or if you prefer to to see a dentist who is not in the plan, you get a lower reimbursement percentage.With both these plans, there is no waiting period. You can start seeing a dentist right awayWhile both dental plans are great for routine dental work, there is one negative. If you are in need of a major dental procedure, the out of pocket expenses can quickly turn that smile into a scowl.
For many years, one of the best dental plan that is affordable and can be used by the entire family is DentalPlans.com. This particular company has been in the dental business for over 17 years providing affordable and comprehensive discount dental plans to families and groups. Join Dentalplans.com and you will soon realize why many of our customers are smiling and grinning.
If you enroll today, you can save anywhere from 10-60% on many dental service through these dental plans, which start at only $79.95 per year. The dental plan can be bought online with no hassles. There is no paper work and you will never have to file any insurance claims.
They do offer a 30-day refund policy if you are not satisfied for any reason. For more information, please visit Dentalplans.com